Mortgages

Information about different mortgage types and how they work for first-time buyers. Topics include repayment options, interest rates, and securing approval for your loan.

All About Endowment Mortgages

Endowment mortgages lower monthly payments through an insurance policy that repays the loan at the end, but returns aren't guaranteed.

All About Pension Mortgages

Pension mortgages let you pay interest only while a pension plan covers the capital, but they come with real risks if your pension underperforms.

Different Interest Rates

How different mortgage interest rates work and what they cost you each month.

Group Mortgages

Multiple friends or colleagues can now buy a property together through group mortgages, splitting costs to make homeownership more affordable.

How to Secure a Mortgage

Get a mortgage by understanding lending criteria, deposit requirements, and whether to work with banks directly or use a broker.

Repayment and Interest-Only Mortgages

Understand how repayment and interest-only mortgages work so you can pick the right option for your financial situation.