Costs

Articles about the financial aspects of buying your first home. Topics include deposits, fees, stamp duty, budgeting and mortgage considerations.

A New Home: Solicitors Fees Explained

Solicitors' fees are a major part of buying a home, so here's what they cover and how to avoid paying more than necessary.

All About the Lender's Fee

Mortgage lender fees have tripled in a decade and can catch you out, here's what you need to know before you borrow.

Budgeting for Your New Appliances

Set aside money weekly for household appliances instead of relying on loans or credit cards when you move into a new home.

How the Credit Crunch Is Affecting First Time Buyers

First-time buyers face tougher mortgage conditions as the credit crunch tightens lending and pushes up interest rates across the UK.

Land Registry, Local Searches and Stamp Duty

What you need to know about Land Registry fees, local searches, and stamp duty when buying property.

Questionnaire: Are You Ready for Your First Home?

Check if you're truly ready to buy your first home by assessing your finances, job stability, and lifestyle changes.

Questionnaire: How Far to Stretch Financially on Your Home

Figure out how much you can realistically borrow for a home based on your current debt and financial situation.

The Cost of Buying a First Home

See how much you'll actually need to save as a first-time buyer and what upfront costs to expect.

The Deposit and Your Home Purchase

Understand how deposits and mortgages work together when buying a home, and why getting your finances sorted early matters.